Your Digital Mortgage

Secure Application:

100% Secure, 256-bit encryption

Easy to Complete

The Fastest Way to Get Started

Find the Loan that Works for you:

Low Monthly Payment

Low Interest Rates

Purchase or Refinance

$150 million

In Loans Funded to Date


Customer Satisfaction Rate


Average Loan Approval Period

Residential and Commercial Loans in Santa Ana, CA

Welcome to the official site of Ibar Financial. We are a full-service mortgage company based in Santa Ana, CA. We specialize in Residential and Commercial Loans in Rancho Santa Margarita, Santa Ana, Orange, and Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92688, 92705, and 92868, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial | Jumbo

What makes Ibar Financial unique is that we offer the following niche programs as well: Non-QM Loans, Self Employed Loans, Investor Loans, First Time Homebuyer Loans, Bank Statement Loans, Alternate Income Loans, Reverse Mortgages, Manufactured Home Loans, Spanish Speaking.

Contact Ibar Financial today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

What is Digital Mortgage?

Save time with our fast, easy process